More on Melanoma and Non-melanoma Risks For Women
Experts hope relation can help better understand basic development of cancers San Francisco, CA — (SBWIRE) — 05/20/2013 — Many who have common skin cancers are said to be at increased risks of the disease returning later in life, according to new studies. The study noted that women who experienced…
With Summer Coming around the Corner…Are you at Risk of Skin (Melanoma) Cancer?
Younger females at higher risk than young men thanks to tanning beds and tanning San Francisco, CA — (SBWIRE) — 05/20/2013 — In the United States, May is National Skin Cancer Awareness Month, and is a time dedicated to educating everyone on the risks associated that lead to skin cancer as well as…
Where do Health Insurance Rates Stand today?
Based on a recent report, some states have seen premiums going up by 5% or more, while the average reported increase was only 1.2% over 2012. This is not really that surprising. The Affordable Care Act (“ACA”) has not yet impacted the individual market very significantly. That only hits the insurance market in 2014, because health policies cannot be individually underwritten, after that date. That means your premium rate will not be set, based on your personal medical risk profile starting in 2014.. Said another way, individual coverage currently can be denied to “high risk” individuals. Beginning on January 2014, individual insurance premium rates are expected to rise in conjunction with the new underwriting rules. Given, the expected insuring of higher risk individuals along with new and higher mandated coverage rates will go up. The question really is… by how much?
So, more importantly let’s focus on “How Reforms will Impact your Rates in 2014?”
Here is a a way to compare the impact of ACA reforms pre and post implementation. The current cost of an individual medical using the rate quote engine supplied in the PR below for insurance coverage in CT, my former home, ranges for me, between $235 /mo to $477 /mo (with all major carriers represented) is a good pre-ACA example. In MA, where ACA type reforms are already in place, my policy choices are limited to one company, and the rates range from $427 /mo to $740/mo. This is a rate increase of between 55% and 82% in the cost of my insurance. Even more troubling, is a fact found inside the data reported. Connecticut was one of the states cited with a larger rate increase starting in 2013 with an average premium increase of 3.7%. In addition, Aetna, my carrier choice cited above, experienced a 12% increase over last year. Connecticut employers should be in for quite a rate shock only 7 months from now.
Health Insurance Premium Rates Remain Largely Steady In Lead Up To ACA Implementation (via PR Newswire)
Premiums Increased in Second Quarter 2013 by 1.2 Percent per Plan on Average with Notable Outliers SUNNYVALE, Calif., May 15, 2013 /PRNewswire-USNewswire/ – A new analysis from HealthPocket, Inc., shows that health insurance premiums have remained steady in the lead up to the implementation of highly…
Why Spend Millions, Reinventing the Health Exchange (WHEEL)?
Your State could have a health exchange set up at no cost to taxpayers. Read this release to learn how simple it really could be.
eHealth CEO Gary Lauer Challenges Governors: If Uncle Sam Offers Cost-Free Enrollment Using Private Online Health Care Marketplaces, Then Why Not the States? (via MarketWired)
SOURCE: eHealth, Inc. May 14, 2013 13:30 ET MOUNTAIN VIEW, CA–(Marketwired – May 14, 2013) – Gary Lauer, Chairman and Chief Executive Officer of eHealth, Inc. (NASDAQ: EHTH), the first and largest national private online health insurance exchange, during a national telephonic press conference today…